Welcome to LendersMark

This resource provides information about personal lending and steps to debt reduction. We feature a unique selection of loan calculators, each with a pdf view-and-print capability so you can print your amortization table.

There are a variety of deferred payment programs available, and we have built this site to show you some of them as well as provide tools to help you anticipate accumulated interest and payoff.

An unsecured loan can be the best borrowing choice in a variety of circumstances. They generally require no collateral and only your signature as a promise to repay the loan. When obtained from a bank, which is the norm for larger amounts, the interest rates tend to be significantly lower than those of credit cards, making a personal loan a good option for certain purchases or projects. The rates and terms of a loan will normally be determined by your credit history. The exception being payday loans, which are cash advances that range up to $1500 and are typically granted with no credit check. While they tend to be more accessible to people with bad credit, they are also much more expensive than other types of loans.

Debt Elimination options are available to help you pay off bills and get out of debt quickly. Quality credit counseling and debt settlement are available to you in addition to traditional debt consolidation loans. Taking the time to learn how to manage debt successfully can have a positive effect on both your present and your future financial security and well being. Make some credit card payoff calculations. Set a goal and work toward it.

Home Loans are available for a broad range of credit conditions. If you are considering a new home loan, whatever your credit rating, you must be an informed consumer. Take time to carefully research the options available to you. When shopping for a loan, be sure to compare the terms, conditions, and interest rates of all potential lenders. This is particularly important for those with bad credit to remember; don't rush into a loan agreement out of desperation. Talk to multiple lenders and carefully consider your offers.

Refinancing your mortgage can be a financially advantageous move, particularly for those who would like to convert an ARM to a fixed interest rate. Many people save a significant amount of money by refinancing to a lower rate. If you have equity, you can get cash to pay off other debt. While this does have advantages, it is important to remember that the pledged property is in jeopardy if the repayment schedule is not met. If you are considering a refinance, be sure to calculate all associated costs with getting the new loan to ensure that it is the right option for you. Equity can be an excellent source of money for home improvements, college costs, or debt elimination. Generally speaking, you can borrow about 80 percent of the equity in your home. As with any borrowing opportunity, do your homework and become an informed consumer capable of making the right choice for your financial well-being.